Starting the Process Early
Whether you want to buy a home in two weeks or two years, it’s not too early to contact The Shahid Team and speak with an agent. Daniel and his team can work with you over the coming weeks, months, or years, to ensure that when the time comes, you’ll be pre-approved without trouble.
Daniel and his team work closely with mortgage lenders all the time and know what matters and what doesn’t when it comes to getting pre-approved. For instance, if your debt-to-income ratio is too high, it doesn’t matter if your credit score is near perfect, you will likely have a hard time getting pre-approved. If you don’t plan in advance, a snafu like this at the last minute could mean missing out on your dream home.